Wednesday, May 1, 2024

Wells Fargo Autograph Journey Credit Card Review 2024: Earn up to 5X Points on Travel Purchases

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Your trip is covered when you use the Wells Fargo Autograph Journey Visa to book your reservations. Trip cancellation and interruption protection covers you up to $15,000 for lodging, flights and activities when your trip is canceled or interrupted for a covered reason. Forbes Advisor rates cards both as stand-alone products (the card rating on the review) and compared to others in a specific use case. Sometimes, cards with average stand-alone ratings may still rank highly on a particular list according to how a person looking for a card in that category may value certain card features. You’re headed to Choicehotels.com now, and although Wells Fargo has a relationship with Choice Hotels®, we do not operate their site and their security and privacy policy may be different.

wells fargo credit card design

John Miller, Credit Cards Moderator

Most Exclusive Credit Cards Of April 2024 – Forbes Advisor - Forbes

Most Exclusive Credit Cards Of April 2024 – Forbes Advisor.

Posted: Wed, 24 Apr 2024 19:28:00 GMT [source]

This card includes many of the same protections as the $95 annual fee Autograph Journey, and its points also can be redeemed for cash back, gift cards and more or transferred to airline and hotel partners. The Chase Sapphire Preferred is a solid travel credit card that earns Ultimate Rewards points. With this card, you’ll earn 5X points on travel when booking through Chase Travel and 2X points on other travel purchases, such as when purchasing directly with the airline, hotel or other provider. The Autograph Journey doesn’t require you to book through its portal to earn its top rewards rates and earns 50% more points on all other travel purchases.

wells fargo credit card design

NerdWallet's Best Wells Fargo Credit Cards of May 2024

The Wells Fargo Autograph℠ Card is a fantastic card for everyday spending in several categories and offers a moderate selection of great rewards. You can also finance a large purchase with the card’s low intro APR offer. Like the cards above, the Wells Fargo Autograph℠ Card also offers cellphone protection, but as an added bonus, you can earn 3x the points on your cellphone bill. The Wells Fargo Reflect® Card has one of the longest 0% intro APR periods on the market — approaching almost two years.

Earn unlimited 2% cash rewards

It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners. You’ll need to continue to make payments as usual except for amounts in dispute. If you’re enrolled in automatic payment or Overdraft Protection, these services may be temporarily unavailable for up to 72 hours while we set up your new account.

Does customizing the design of my card change anything about my card or account?

It has the same connection to your financial wealth, but the two are intertwined. We can use tools like machine learning and eventually generative AI to add capabilities to Fargo to help you manage your personal relationships. If I have a need, whether it's borrowing or investing, how do we link that all together, get that foundation together? We’ve pivoted from having the mobile app being a thing in and of itself, to embedding digital in all of our channels. Fargo is our AI-powered digital assistant that we developed with Google, and Fargo is now in English and Spanish.

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This card gets you Gold elite status, cell phone protection and bonus points on Choice Hotels stays. Learn more about how balance transfers work, the benefits of balance transfers, and more. Learn more about how rewards credit cards and rewards points work, and how to find the right one for you.

Select hotels offer additional perks like a free hotel night, resort credits and more. No single credit card is the best option for every family, every purchase or every budget. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers.

Next Up In Credit Cards

That's one of the longest 0% intro APR periods for purchases and balance transfers among similar cards on the market. After this interest-free period, holders will be charged the card's ongoing APR. There are many banks that offer their clients the possibility to create custom designs for their credit or debit cards. With this template you can create a simple yet awesome design for your own credit card. Ask your bank if they allow credit card customization then download your personalized credit card design from MockoFun and upload it in your bank’s system.

Applications and Rates

Reimbursement is limited to the cost to repair or replace your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. This benefit does not cover cell phones that are lost (i.e., mysteriously disappear). This protection is only available when cell phone bills are paid with an eligible Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from a card that is linked to a Line of Credit.

This puts it in competition with the best flat-rate cash back cards on the market. Wells Fargo’s massive array of banking products—including consumer credit cards—often presents solid offers for many people. Wells Fargo aims to keep things simple with straightforward, easy-to-understand rewards structures, including many with no annual fees.

Unlike some airline credits, these can be used to buy airfare as well—and you don’t have to choose an airline ahead of time. Qualifying purchases include airfare, upgrades, checked baggage, change fees and more. So, whether you’re booking a flight or paying for a fee related to a flight you’re taking, this annual airline credit has your back. As a new cardholder, you can earn 60,000 bonus points by spending at least $4,000 on purchases within the first three months. These points are worth $600 toward travel and have numerous redemption options, including booking flights and hotels, getting cash back or buying gift cards.

Rewards points or cash rewards (as applicable) are earned on net purchases (purchases minus returns/credits) only. Refer to the Wells Fargo Rewards® Program Terms and Conditions and Addendum for your Wells Fargo Credit Card. The Wells Fargo Autograph Journey Card is designed with travelers in mind by earning 5X points on hotels, 4X points on airlines and 3X points on dining and all other travel purchases.

While Wells Fargo credit cards aren’t quite as popular as other options from issuers like Chase and American Express, the bank still knows how to fashion offers to be attractive to consumers. If you are approved for a balance transfer, the amount will be issued up to your available credit limit and will include any balance transfer fees. If you have multiple balance transfer requests, then the largest balance transfer request will be processed first.

With the Autograph Journey, you’ll earn up to 5X points on travel-related purchases and an unlimited 3X points on dining worldwide. The card includes an annual flight credit that’s good on any airline, without having to choose an airline ahead of time. Your cell phone is also covered up to $1,000, up to two times per 12-month period, when you pay the bill with your Autograph Journey Card (subject to a $25 deductible). The Autograph Journey from Wells Fargo is best for travelers who want to maximize rewards on travel purchases. This card’s bonus categories center around travel and dining, and it doesn’t require cardholders to book through the bank’s travel portal to earn maximum rewards.

To learn more about additional account benefits when linking your Campus Card to an eligible Wells Fargo checking account, ask a banker for details or visit wellsfargo.com/campuscard. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. But it’s important to consider your spending habits and travel preferences when deciding if this card is right for you. If travel and dining aren’t your primary spending categories, you may find more value in alternative cards with different rewards. Its rewards, benefits, and travel protections make this card a solid choice for travelers.

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